Credit Associates Review: Rated #1 for Debt Consolidation

Editorial credit: Tashatuvango

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There is a reason Credit Associates is ranked #1. They are rated A+ by the Better Business Bureau.

They are a leader in the debt relief industry, working with customers to provide a reliable and affordable debt solution for credit cards and personal loans. Their team of professional debt consultants offers superior personalized service with an emphasis on client satisfaction. Their software allows customers to track their progress through a user-friendly mobile app.

What are Credit Associates?

Credit Associates helped resolve millions of dollars in credit card debt for thousands of customers. Credit Associates helps those struggling with high-interest credit card debt by offering an affordable plan to get out of debt in 24-36 months, for a fraction of what’s owed to them. Credit Associates has helped tens of thousands of people in the United States free themselves from credit card debt.

By combining their expertise in debt negotiation with a relentless pursuit of client satisfaction, Credit Associates has quickly positioned itself as a market leader within the debt relief industry.

How does Credit Associates work?

Credit Associates charges no upfront fees, only a percentage of the total debt for their services, which is industry standard. The mission is to settle your debt within 24-36 months and get out of debt for a fraction of what you owe. You will not be charged any fees until your debt has been successfully resolved.

Summary of credit associates

  • Accreditation: A+ rating with Better Business Bureau, American Fair Credit Council, Consumer Affairs, International Association of Professional Debt Arbitrators
  • Consultation: Free telephone consultation
  • Costs: An industry standard percentage of total listed debt
  • Customer service: Telephone & e-mail
  • Debts accepted: Credit card debt and personal loans. Minimum debt considered $10,000
  • Free resources offered: Debt Relief Blog, Debt Counseling Service, State of the Art Client Portal
  • Restrictions: Not available in all states
  • Service offered: Debt settlement by direct negotiations
  • Trust ratings: 9.6 Trustpilot rating
  • Completion time: 24 to 36 months
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How much does it cost to use credit associates?

You pay nothing upfront and nothing until negotiations with your creditors pay dividends.

You can expect to pay no upfront fees and a standard percentage of listed debt. The company’s website has many free resources on its debt management blog. Take full advantage of it.

What could you save with Credit Associates?

Credit Associates charges a percentage of the listed debt. You can expect to save a significant amount on your total debt, but this saving does NOT include fees.

How to register with credit associates

To schedule your free consultation, all you have to do is fill out a simple form:

  • Visit the Credit Associates Website
  • Click on Get free information
  • Select your debt amount from the drop-down menu
  • Fill in your personal information then press TP submit

You can schedule a free consultation with Credit Associates by calling 888-492-6145

And after?

Assuming you meet the criteria, a customer service representative will call you and discuss the terms and conditions of the program.

If you are having financial difficulties, find out as much as you can about settling your debts. Make sure you know what you’re getting into if you try to resolve debt this way.

You will then be able to determine if the program seems interesting to you given the level of your debt, the number of your repayments and the savings you could achieve by doing business with Credit Associates.

If you are ready to continue, you will be emailed documents to sign and return. The team will then get to work negotiating with your creditors.

You will be guided through the creation of a secure private savings account. Each month, you make a one-time payment to this account for the payment of your creditors. This simplifies your finances and increases the chances of program success.

All customers have a personalized portal to view their progress and manage their plan details.

Verdict

With an excellent reputation, strong industry accreditation and positive customer reviews, there is no doubt that Credit Associates has a lot to offer customers and that customers enjoy working with them.

Credit Associates is only available in 31 states, so customers should check to see if they qualify. The company only manages debts totaling more than $10,000 with a focus on credit card debt resolution. While this is generally the case with any such agency, it should be noted that working with Credit Associates can have a impact on your credit score.

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Best Debt Consolidation Reviews of 2021

CreditAssociates

CreditAssociates Reviews

There’s a reason CreditAssociates is ranked #1. They are a leader in the debt relief industry, working with customers to provide a reliable and affordable debt solution for credit cards and personal loans. Their team of professional debt consultants offers superior personalized service with an emphasis on customer satisfaction. Their software allows customers to track their progress through a user-friendly mobile app.

User review

2.43 (seven votes)

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